Michael has been an agent since 1992. He has lived in St. Charles his entire life and attended the University of Missouri-Columbia and graduated in 1990. Since becoming an agent in 1992, he has also studied under a professional organization called the Society for Financial Service Professionals. Michael is a member of the Society of Financial Service Professionals and was designated by the American College as a CLU (Chartered Life Underwriter) and a ChFC (Chartered Financial Consultant). Give Michael a call and he will be happy to discuss your individual situation or if you are a business owner, we can evaluate your business needs.